Auto enrolment
Expert accountants in
auto enrolment and pensions.
We have a dedicated team that can deal with all of your auto enrolment requirements, from assessing your workforce through to the declaration of compliance.
- Assessment, enrolment and re-declaration, handled end to end
- Payroll and pension in one place, so the data does not have to be re-keyed
- Compliance with The Pensions Regulator taken as seriously as HMRC
Prefer to talk? 0121 753 5522
Book a free consultation, and we’ll provide a personalised approach to your finances
- No obligation
- Same working day reply
- Kept private
Automatic enrolment is compulsory.
Employers must make arrangements to ensure that all eligible employees become active members of an automatic enrolment pension scheme. It is a legal duty under the Pensions Act 2008, not an option.
Compliance with The Pensions Regulator matters as much as compliance with HMRC, and the fines have risen steadily.
The Regulator can impose anything from a £400 fixed penalty to a daily escalating penalty of £50 to £10,000 if you do not meet your automatic enrolment duties.
Don’t get caught out.
There are several tasks every employer has to complete. We can do all of them, or just the ones you would rather not.
Nominate a point of contact
The Regulator writes to a named person. Make sure it is the right one.
Find out your duties date
And build a plan back from it, rather than reacting to a letter.
Assess your workforce
Who is eligible, who is non-eligible, and who can opt in.
Choose a pension provider
Do the research. Not all schemes suit all payrolls.
Set up your payroll system
So contributions calculate correctly from the first pay run.
Communicate with employees
Statutory letters, including the right to opt out.
Enrol eligible employees
On time, with the correct contribution levels.
Declaration of compliance
Submitted to The Pensions Regulator, then re-declared every three years.
Most business owners underestimate how much preparation is needed before the deadline arrives.
Reviews
What people say on Google.
Before Onyx we didn’t really have a clue where we stood from one day to the next. They helped us take financial control of the business — and gave us real insight into running it better.
Diligent, fast to respond, and they go the extra mile. They made us fully compliant and fixed errors I didn’t know were there. A very positive move from my previous accountants.
Eight years in, they still go well beyond compliance — strategic advice, quick answers, and a genuine eye on opportunities that benefit us.
Questions we get asked.
We already have a pension scheme. Do we still have duties?
Yes. Having a scheme is not the same as meeting your automatic enrolment duties. The scheme has to be a qualifying one, workers still have to be assessed every pay period, and the declaration of compliance still has to be submitted.
What is re-enrolment?
Roughly every three years you have to put certain staff who previously opted out back into the scheme, and submit a re-declaration of compliance. It catches a lot of employers out because the first cycle went smoothly and then nothing happened for three years.
What if an employee wants to opt out?
They can, but only after they have been enrolled, and the request has to come from them rather than from you. Encouraging staff to opt out is a breach of the rules. We handle the process and the refunds where they apply.
Can you run this alongside our payroll?
Yes, and it is far cleaner that way. Assessment happens on the same data as the pay run, so nothing has to be re-keyed and the contribution files go straight to the provider.
Contact us now for a free, no-obligation consultation.
No obligation, and a fixed written quote before you commit to anything.